Applying for a personal loan from First South Credit Union is a quick and easy process. You can apply for a net loan of up to €75,000. That means you can apply for the amount of your savings plus €75,000. For example, if you have €5,000 in savings you can apply for loan of €80,000.
Our standard personal loan rate is 9.48% variable interest.
Personal loans from First South can be for a variety of purposes including home improvements, holidays, cars, weddings and so much more. At First South Credit Union we have a dedicated lending department that will help you through the process.
Make your application over the phone at 021-4965134 or at one of our Four offices in Ballyphehane, South Mall, Dillons Cross, Kinsale. Bring in supporting documents. Collect your loan!
| Type of Loan | Amount of Loan | Variable Rate | Repayments Term | Monthly Payment | Total Cost of Loan |
| Personal Loan | €5,000 | 9.9% (APR) | 3 Years | €160.13 | €5,763.21 |
For a €5000, 3 year variable interest rate loan, with 35 monthly repayments of €160.13 plus one final payment of €158.31, an interest rate of 9.48%, a representative APR of 9.9%; the total cost of credit is €762.86; the total amount payable by the member is €5,762.86. Information correct as at 24/01/2020.
Loans are subject to approval. Terms and conditions apply.