Top

Smart Option Loan

Introducing our lowest ever unsecured personal rate of 5.5% variable rate. To qualify members must be a homeowner and have a debt total of less than €100,000.

To avail of our new Smart Option Loan rate a minimum of €25,000 and a maximum of €45,000 will have to be applied for.

The following table illustrates some examples of repayments you would make on loans over a period of 5 years with a variable interest rate of 5.5% and APR of 5.64%.

The best option is always the smart one!

Type of Loan  Amount of Loan Variable Rate  Repayments Term Monthly Payment  Total Cost of Loan
Smart Option Loan €25,000 5.64% (APR) 10 Years €271.33 €32,553.99
Smart Option Loan €35,000 5.64% (APR) 10 Years €379.86 €45,575.71
Smart Option Loan €45,000 5.64% (APR) 10 Years €488.38 €58,597.79

Information correct as as 21-3-17.

∗Terms & Conditions Apply. To qualify members must be a homeowner and have a debt total of less than €100,000.
All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.