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Applying for a personal loan from First South Credit Union is a quick and easy process. You can apply for a net loan of up to €45,000. That means you can apply for the amount of your savings plus €45,000. For example, if you have €5,000 in savings you can apply for loan of €50,000.

Our standard personal loan rate is 9.48% variable interest.

Personal loans from First South can be for a variety of purposes including home improvements, holidays, cars, weddings and so much more. At First South Credit Union we have a dedicated lending department that will help you through the process.

Make your application over the phone at 021-4965134 or at one of our offices in Ballyphehane or the South Mall. Bring in supporting documents. Collect your loan!

Type of Loan  Amount of Loan Variable Rate  Repayments Term Monthly Payment  Total Cost of Loan 
Personal Loan  €5,000 9.9% (APR) 3 Years €160.13 €5,763.21

For a €5000, 3 year variable interest rate loan, with 35 monthly repayments of €160.13 plus one final payment of €158.31, an interest rate of 9.48%, a representative APR of 9.9%; the total cost of credit is €762.86; the total amount payable by the member is €5,762.86. Information correct as at 21/03/2017.

Loans are subject to approval. Terms and conditions apply.